Status is not a vibe

A goal in Anserva is a number, a date, and a path. On Track means the linked picture still supports that path. At Risk means it does not. There is no third color that means we hope it works out.

What honesty looks like

The planner watches the same accounts you already have.

• Spending that quietly eats the contribution
• A bill that spikes without a plan change
• A contribution that stops landing

When that happens, the goal flips. The SMS names the goal. You are not guessing which chart to open.

What we will not do

We will not move money to fix the status. We will not hide At Risk behind a softer word. You can override a recommendation. You cannot turn On Track into a participation trophy.

When a goal is At Risk:

1. The plan names what changed
2. You get a new path, not a pep talk
3. SMS account notifications stay specific
4. You can override and keep the old target

Why the plan rebuilds

Life does not stay still. A raise, a move, a new kid, a job change. The planner re-runs. The written plan is still a document you can open, not a dashboard you have to interpret.

After you start tracking:

1. Link accounts read only
2. Keep the plan as a document
3. Upgrade from Free when you want more
4. See pricing. No demo. No waitlist.
5. Software, not investment, tax, or legal advice

Why we name the goal

A generic alert is how dashboards stay busy and plans stay unread. SMS account notifications name the goal so you know which path slipped, not which chart to hunt for.

After you start:

1. Link accounts read only
2. Keep the plan as a document
3. Override a recommendation if you choose
4. Upgrade from Free when you want more
5. See pricing. No demo. No waitlist.

A note on advice

Anserva is software, not investment, tax, or legal advice. Status is a reading of your accounts. It is not a promise.

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